The Team

Toby Ricketts

Managing Director /
Fund Manager

Qualifications & Biography

Qualifications & Memberships

  • Investment Management Certificate
  • Financial Planning Certificate
  • Futures and Options Certificate
  • CISI Regulation and Compliance
  • Member of International Training in Communication (USA)
  • Founder member of the Professional Speakers Association (UK)

Biography

Toby is the Managing Director of Future Money Ltd and is widely regarded as a leading professional in collective investment management, being regulary profiled in the major financial publications and national press.

Toby is also the CEO of Margetts Fund Management and lead manager of the award winning Margetts Risk Rated fund of funds. In addition, Toby holds positions on the investment committee of a number of third party fund ranges.

Richard Cole, CFA

Fund Manager

Qualifications & Biography

Qualifications & Memberships

  • Became a CFA® charterholder in 2013
  • CISI Regulation and Compliance
  • Investment Management Certificate
  • BSc (Hons) Economics

Biography

Having graduated with a degree in Economics, Richard joined Margetts Fund Management in 2009 as a fund research analyst and latterly held portfolio management responsibilities for the firm’s discretionary client and model portfolio services.

Richard joined Future Money Ltd as a fund manager in 2013. Together with Toby, Richard holds responsibility for the fund selection and asset allocation of the Future Money funds.

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