The Team

Toby Ricketts

Managing Director /
Fund Manager

Qualifications & Biography

Qualifications & Memberships

  • Investment Management Certificate
  • Financial Planning Certificate
  • Futures and Options Certificate
  • CISI Regulation and Compliance
  • Member of International Training in Communication (USA)
  • Founder member of the Professional Speakers Association (UK)

Biography

Toby is the Managing Director of Future Money Ltd and is widely regarded as a leading professional in collective investment management, being regulary profiled in the major financial publications and national press.

Toby is also the CEO of Margetts Fund Management and lead manager of the award winning Margetts Risk Rated fund of funds. In addition, Toby holds positions on the investment committee of a number of third party fund ranges.

Richard Cole, CFA

Fund Manager

Qualifications & Biography

Qualifications & Memberships

  • Became a CFA® charterholder in 2013
  • CISI Regulation and Compliance
  • Investment Management Certificate
  • BSc (Hons) Economics

Biography

Having graduated with a degree in Economics, Richard joined Margetts Fund Management in 2009 as a fund research analyst and latterly held portfolio management responsibilities for the firm’s discretionary client and model portfolio services.

Richard joined Future Money Ltd as a fund manager in 2013. Together with Toby, Richard holds responsibility for the fund selection and asset allocation of the Future Money funds.

CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

John Husselbee

Non-Executive Director /
Investment Oversight

Qualifications & Biography

Qualifications & Memberships

Biography

John is one of the most highly regarded practitioners of multi asset, multi manager investing in the UK retail market. John is a non-executive director of Future Money Ltd and holds an oversight role, responsible for challenging the investment committee on investment decisions.

John has twenty years’ experience in running multi manager portfolios and is currently Head of Multi Asset at Liontrust. John was previously the Director of Multi Manager Investment at Henderson Global Investors, where he was responsible for portfolio construction and fund selection for a complete range of multi manager mutual fund portfolios and products, totalling over £650 million. He joined Henderson in 1996, from Rothschild’s Asset Management where he was responsible for the launch and on-going management of their portfolio management service. John is a well-respected commentator within the UK mutual fund industry and sits on the selection committee for the prestigious Investment Week Fund Manager of the Year Awards.